Wälo
Features

Core Operations

  • Zero-Based Budget
  • Goals & Automatic Savings
  • Credit Card Management
  • Loans & Debt Control
  • Investment Portfolio

Ecosystem & Analytics

  • Big Data & Reports
  • Families & Sub-businesses
  • Multi-Currency Support
  • AI Bank Reconciliation
  • Liquidity Calendar

Security & Utilities

  • Data Sovereignty (Local)
  • Receipt Manager (OCR)
  • Tax Deductibility
  • Subscription Canceller
  • AI Logic Rules
Featured

Automatic Import

No direct bank sync. AI classifies your invoices straight from email.

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Shared Management (Households)

Shared accounts, with roles and privacy.

Invite your partner or family to your household in Wälo: you manage the budget, accounts and goals together, each person with the role you give them.

One household, several people

  • Clear roles

    Invite by email and choose the role: Viewer (read-only), Member (read and create) or Administrator (full control). You can change it or remove someone whenever you want.

  • Cloud Sync

    If she logs the rent payment on her phone, your dashboard on the computer will reflect the budget change instantly.

  • Isolated per household

    Anyone who isn't a member of your household can't see your data: each household is isolated at the database level.

Create Your Family Core

Collaborators

You

Owner

My partner

Member

My accountant

Viewer

Shared Household Manual

Learn to invite your family and hand out permissions.

Step 1

Open Collaborators

Go to Settings and open Collaborators: there you see the active members and the pending invitations.

Step 2

Add Members

Enter the email of your partner, a relative or your accountant and choose their role: the accountant can be a Viewer (read-only) and your partner a Member or Administrator. The person must have a registered account to join.

Step 3

Work together

Each person signs in with their own user, and what one records shows up on everyone else's devices. You can change someone's role or remove them from the household whenever you want.