Wälo
Features

Core Operations

  • Zero-Based Budget
  • Goals & Automatic Savings
  • Credit Card Management
  • Loans & Debt Control
  • Investment Portfolio

Ecosystem & Analytics

  • Big Data & Reports
  • Families & Sub-businesses
  • Multi-Currency Support
  • AI Bank Reconciliation
  • Liquidity Calendar

Security & Utilities

  • Data Sovereignty (Local)
  • Receipt Manager (OCR)
  • Tax Deductibility
  • Subscription Canceller
  • AI Logic Rules
Featured

Automatic Import

No direct bank sync. AI classifies your invoices straight from email.

Resources

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Advanced Account Analysis

Your finances don't lie, if you know how to read them.

Harness the power of your personal Big Data. Compound filters, tag breakdowns and mathematical estimates to plan retirements and payoffs.

Beyond pie charts

  • Universal Data Search

    Search for any merchant or category you used two years ago. Wälo will rebuild your history in real time.

  • Multi-Source Accounts

    Measure your net worth by combining your checking account savings (Assets) minus the debt on your credit cards (Liabilities).

  • Nested Filter Engine

    Isolate transactions by Type + Category + Date + Currency, letting you review highly specific and precise financial scenarios.

Generate your first report

Annual Net Worth

$124,500.00
Jan
Feb
Mar
Apr
May
Jun
Upward Trend
Distribution

Data Analytics Manual

Understand where your money is really going.

Step 1

Apply Contextual Filters

Use the Analysis Dashboard and select a multiple time range. You can isolate cross-referenced views. For example, see only the 'Food Category' filtered by the 'Miami Vacation' tag.

Step 2

Watch Monthly Trends

Switch to the 'Annual Trend' tab. Review the stacked bar charts to find out in which months of the year the family spends the most on Utilities versus Leisure.

Step 3

Data-Driven Action

Click any slice of the pie chart and the system will break down the exact transactions behind that number. This lets you find 'ant leaks' in two clicks.